The Ballad of Satellite Television

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The woman in the Billing department sang a totally different tune. That first lady was singing the sh*t out of “Kumbaya,” and now I was speaking to a woman who was singing me Slipknot tunes. She told me that she couldn’t reverse any of the charges, and that I owed the full amount on the bill. That was it.

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I’m a HUGE NFL football and Seattle Seahawks fan. I was born right around the time that the Seahawks were first introduced into the league in the 70s, and I remained a fan all throughout our¬†really¬†tough years right into our super competitive years of late.

See… I’m even doing that “our” and “we” annoying thing where I speak as though I’m actually part of the team I root for.

Being an NFL nerd, I subscribed to a particular satellite service provider for 15 years because they offer NFL Sunday Ticket, which is an exclusive feature of their service that allows me to watch every game on Sunday, and not be restricted by just the games offered in my particular market.

The satellite provider has always been fantastic to me. They’ve always put forth great customer service, and I have honestly had no complaints about their services at all for the past 15 years.

Until I decided to cancel

Back in January when we really put the hammer down on solving our debt crisis, we took a look at every single bill and cut everything that we didn’t absolutely need. One of the first things to go was satellite tv, because even without the pricey NFL Sunday Ticket package, our bill was over $200 a month.

I was still somewhat hopeful that our financial situation would miraculously improve enough to keep satellite, so instead of canceling the service entirely, I took them up on their offer to temporarily suspend the service until July. This meant I did not have a bill at all, and that in July the service would just turn back on and I’d keep watching.

But then something odd happened… I realized I didn’t really mind not having satellite TV.Read More »

How We’re Digging Out of Debt: The Good, The Bad, and The Ugly

As with many things in life, we didn’t make 1 giant mistake with our finances all at once to get ourselves into this mess. We made 100s of small mistakes here and there, and slowly enough that we didn’t really notice what a bad spot we were getting into.

Starting Debt (01.01.19): $126,310.77
Current Debt: $109,299.87
Total Paid Off: $17,010.90
Income Going to Savings: 2%

So I’ve written a lot about how we got to where we are financially, and now I’d like to talk to you a bit about what we’re doing to correct our situation. This is 100% our story, so please be mindful that the approach we took may not be the best approach for you and your situation. I’m hoping to share just so that you can pick up a few tips along the way.

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I had these co-workers once who thought it would be really funny to take my adjustable desk and rotate it down a quarter of a turn every single day. Each morning before I got in, they would ratchet it down by a small fraction of a turn so that it effectively got just slightly lower every day. The problem was that they did it so slowly, I never noticed. I just slowly adapted with my desk.

The co-workers finally got so frustrated by my lack of response that they came clean and yelled, “WE HAVE BEEN DOING IT EVERY DAY, HOW DID YOU NOT NOTICE?!?!?!”Read More »