Waiting with David Lee Roth for the Debt Payoff Snowball to Start Rolling


It’s somewhat maddening, because I have to wait until September to make everything happen, but it will feel awesome once those floodgates open. Until then, my tangible results are quite limited and my payoff numbers hardly move at all.

Starting Credit Card Debt (01.01.19): $126,310.77
Current Credit Card Debt: $109,570.87
Total Paid Off: $16,739.90
Income Going to Savings: 2%

I used to read a lot of Stephen King books. When I wasn’t reading horror books, I loved a good Rockstar memoir or something by Patrick F. McManus.


Tangent: The most difficult book I’ve ever read was Van Halen lead singer, David Lee Roth’s autobiography, “Crazy from the Heat.” That book was like reading the sideways babbling of an insane person.


Tangent to the Tangent: How messed up is it that I’m not even a full paragraph into this blog post and I have already hit you with my first tangent? AND THEN… I’m not even done with the first tangent and I tangent my own tangent. Lame.


Tangent (Continued): Seriously though… by the time I finished DLR’s book I wasn’t sure if he was a coked out lunatic who spent far too many nights free-basing this and drinking that and in the process had pickled his brain beyond repair, OR if he was a certifiable genius speaking on another wavelength that I simply couldn’t comprehend.

I’m still not sure.


These days if I have any free time for reading, I concentrate on financial and self-help books. After all, if I’m looking for a way to scare myself, I don’t need a book about a clown with a red balloon. I just needed to look at my bank statements!

If you haven’t heard of Dave Ramsey and you’re in any kind of situation similar to mine, I highly suggest you check him out. He takes a no-nonsense approach to recovering from debt, and he seems to be a genuinely good human being to boot. One thing Mr. Ramsey often refers to is his “Snowball Plan” for digging out of debt.Read More »