By spending less, you’re “eating better.” You’re not wasting your money on dumb purchases that you really don’t need, just as you aren’t filling your face hole with Ding Dongs and lard.
I have done a LOT of research over the past 10 months. I have read books and blogs, listened to podcasts, attended seminars, watched YouTube videos, and met with one incredibly trustworthy and knowledgeable financial planner.
Here are just a few of the books I’ve read:
- Rich Dad, Poor Dad
- Start Late, Finish Rich
- The Automatic Millionaire
- The Millionaire Next Door
- The Simple Path to Wealth
- I Will Teach You To Be Rich
- The Latte Factor
- The Total Money Makeover
Podcasts I have (or continue to) listen to:
- Bigger Pockets
- Choose FI
- Motley Fool
- The Money Guy Show
- Mr. Money Moustache
You get the idea.
I have spent the better part of a year listening, absorbing, planning, and evaluating how to get out of debt, and how to get on the road to financial independence once and for all. It’s why I’ll pay off over $50,000 worth of debt this year alone, and it’s why I have a plan to be totally free of credit card debt by the end of 2020.
In the process of doing this, I think I’ve hit on something big that I want to share with all of you. Once I understood it, it changed my life totally, and given me the understanding of the mindset I need to really achieve my goals.
The one thing you need to do to pay off debt and achieve financial independence is…