Things Are Going Great, and Then Your Dad Dies

Just a few days before Christmas, I was with my wife and kids attending my daughter’s early morning basketball game. It’s one of those deals where kids dribble around in circles, staring at the ground the entire time, occasionally chucking the basketball in the direction of the hoop, rarely getting close, and walking away with a final score in single digits.

The family was just getting out of the vehicle when my phone rang, and the name that came up on my phone was that of my stepmom, Jennifer.

My dad has been remarried for 20 years now, and while I have a great relationship with her, my stepmom has called me maybe twice in those twenty years, and I think both times were for our address so that she could send Birthday cards to the grandchildren.

But we haven’t moved recently, and processing that fact pretty quickly, my heart fell to somewhere down near my groin.

“Hi, Jennifer,” I said in a shaky voice, somehow knowing this was bad news…

“Hi, Davey,” Jennifer replied, “Your Dad is in the hospital.”

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Side Note: In Western Washington, I am known as Dave. I moved to Western Washington when I was 20ish, and thus everyone in the area I live now, has always known me by my adult name, Dave. On the Eastern Side of the Cascades however, almost the entire valley refers to me by my childhood name, Davey. I really don’t bat an eye hearing either anymore, but I’ve had friends travel with me to my hometown and really get quite a kick out of hearing a 6’5″, 210lb man referred to as “Davey.”

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My father had just been through two knee replacements in the last 3 months, and was given a clean bill of health prior to the operations. The Doctor had said, “Normally I wouldn’t do this on a person of your age who is a smoker, but your test results are so good, I have no reason not to.”

However upon returning home from the second knee surgery, my father began to complain of shortness of breath, and couldn’t get over a feeling of being ill. He told me a couple of times on the phone that he thought he had picked up something from the hospital. On top of this, my father (a chronic sleepwalker) had fallen while sleep walking and badly hurt his shoulder and neck.

At the hospital, they began doing x-rays and tests. They found large masses in his lungs, but when they attempted to do am MRI, he was in such pain from his neck that they couldn’t get good results.

Things began to go down hill rapidly, with my father complaining of lack of air, so the decision was made on New Year’s Eve to load him up in an ambulance and drive him 3 hours to Virginia Mason, one of the world’s leading hospitals here in Seattle.

My wife and I planned to meet the ambulance at the hospital that night, but my Stepmom called and said, “You guys should just come in the morning to avoid the New Year’s traffic at the Space Needle. They’ve got him on air and gave him some blood, and he’s joking with the nurses and Doctors. He seems WAY better.”

“Good,” we thought. Now we can start figuring out what the hell is going on with his lungs. My sister drove from near Eugene, OR, that night and we made the plan to head in the following morning.

We arrived at the hospital early the next morning, and the look of shock on my Stepmom’s face told me things had taken a turn for the worse.

“He had a heart attack this morning,” she said, “They just put a breathing tube in, and they are working on him now.”

I glanced over her shoulder, and there was my tough-as-nails father laying in a bed with a respirator down his throat, wires stuck to his body, at least 8 IVs, and a number of other contraptions buzzing, clicking, whirring and beeping.

“They said it will be a minute,” she told us, “He’s responding, and conscious, but the tube will help him breath while they figure out how severe the heart attack was. They think it was relatively minor.”

After a few moments, a Doctor came out and said, “Your Dad is stable, and we are just running some tests on him.” He urged us to go with my Stepmom to get her some coffee wile they took care of him, and come back up to the 9th floor Intensive Care Unit in a few minutes.

We made the long walk down the hall, past ICU rooms of people in very bad shape like my Dad was, then around a corner and down the massive hallway lined with even more rooms that lead to the elevators.

We were 20 feet from the elevators, when a man dressed in a blue jumpsuit with a bright red backpack darted out of a room in front of us, causing us all to jump, and sprinted down the hallway in the opposite direction. Then we saw a Doctor and two nurses give chase and head in the same direction.

The loud speaker blared, “Code blue, room 921. Code blue, ICU, room 921.”

It was my Dad’s room.

The others were so consumed by the moment at hand that they didn’t hear that it was my Dad’s room.

“That’s Dad’s room,” I said, “We need to go.”

In just the 90 seconds it took us to get back, there were already at least a dozen people in my Dad’s room, and more standing in the hallway. They worked on him for some time, and managed to get him stabilized yet again.

I’m going to spare you additional details and just say that my Dad fought for another 3 days, and we were able to communicate with him, tell him that we loved him, see him smile at my bad jokes, and most importantly — say goodbye.

It turns out, my Dad was even stronger than I realized. He had cancer throughout his body, he had suffered a stroke, he had a broken vertebrae in his neck, and up until a few days before this, he was f*cking walking around! Throw in the heart attack, and it was as though he had bellied up to the universe’s shittiest salad bar and loaded his plate up with one of each item.

Posts like this one seem to always end with something like, “So hug your loved ones, because you never know when that hug might be your last.” I won’t say something like that, because I understand that you kind of have to live it to appreciate it, and if you’ve already lived it, then you are probably already squeezing the ever-living-sh*t out of your loved ones you have left as often as you can.

I know I am.

 

Instead I’ll end this post by sharing with you a post I wrote my friends and family about my Dad, just a few days after he passed:

 

“He has toes. He has actual toes.”

That was my thought as my Dad rested in his hospital bed, and I sat staring at his feet. I know it’s an odd thought to have when your Dad is lying in a Critical Care Unit, but you have to understand that I rarely (if ever) saw him without his cowboy boots on. Hell… I’m pretty sure he even bathed in those suckers!

Like his hats, those boots were very much a part of his superhero costume to me, and for the vast majority of my life that’s what I believed him to be: He was a bonafide, died in the wool, larger than life, real-f*cking-deal superhero.

True Story: At one point in my cocky teenage years, I challenged my Dad to a race. He was wearing those damn boots, and I knew he’d be an easy win. He accepted the challenge without batting an eye, and then preceded to outrun me from our shop to the steps of our front porch by a good 10 yards. (I think he was even taking it easy on me.)

Yesterday I told someone who didn’t know my Dad to imagine equal parts Superman, Burt Reynolds, and Don Rickles. He was strong, caring, brave, cool, rebellious, funny, and insanely sarcastic at times.

The man was also far beyond tough. He was dealing with more than he ever let on, and I’m amazed by his courage and strength.

This past summer, my band got to play for my Dad and his wife, Jennifer, one last time at their bar. I’m so grateful that we got to, because it gave me a chance to see my Dad when he was at his happiest — watching others dance, drink and laugh.

The outpouring of love and support is very much appreciated, and as I read the other posts about him (and believe me… I’m reading them all), there are MANY people I don’t know or at very least names I don’t recognize. The number of responses shows me just how many lives my Dad touched, and that I have a lot to live up to as his son.

I don’t need to know you personally to know that he loved each and every one of you, because he loved every person he came in contact with, no matter how brief or lengthy the encounter may have been.

My Dad finally took those cowboy boots off, and when he did I was yet again reminded of what an amazing superhero he was.

I love you, Dad. Time to rest.

Year In Review – The Highs and Lows of Financial Catastrophe

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I promise you’ll hear more from me in some form in 2020. I plan on doing even more blog updates, and I’m 3-4 chapters into writing a book that I’m starting to feel really good about. I don’t know jack sh*t about getting a book published, but I knew even less about responsibly managing my finances and I figured that out, so what do I have to lose?

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If you had talked to me in early 2019, I would have told you that we were losing our house. I would have also told you that we were struggling to figure out how to pay our bills, or even keep food on the table. As fully-grown adults in our 40s, my wife and I had manage to make almost every poor financial decision possible, and were now faced with crippling debt.

We formed a plan over January and the first part of February, and all of the math showed that we would nothing short of a small miracle to escape our predicament. We knew which things to pay and in which order, but if even the smallest thing went wrong, we were in some serious trouble.

We focused every single resource we had at the problem, and we sacrificed as much as possible, sometimes resorting to eating just Four Eggs a night. All the while we hid the family from everyone but our closest friends and family (and the readers of this blog), and we wallowed heavily in guilt and remorse.

I try not to exaggerate for the sake of exaggeration, so trust me when I say that it was the worst time of my life. As always, perspective is key, so I’m sure there are some of you that have gone through far worse, but for me this was the low point.

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FUN FACT: The previous low point was explaining to my Mom that in order to pull square with the Columbia House cassette tape club, she was going to need to help me purchase 300 cassettes in the next 11 days.

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I really couldn’t see any kind of light at the end of the tunnel, and it sucked big ginormous bags of ding dongs.

What a difference a year can make…Read More »

A 44 Year-Old Man and His Love for Disneyland

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The Thursday Think Tanks are semi-random thoughts that may not necessarily fall directly into the category of finances, but I still feel are worth sharing. Read at your own risk!

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Disclaimer: If you’ve been following anything about Disneyland of late, you know that there has been some controversy over worker salaries and benefits with a Disney family member even speaking up on behalf of the park employees. I 100% believe that the workers should be paid a fair wage, and even above. The job they do of making that park function in a spotless and seamless manner is world class.

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I know I’m not alone when I say that I have a fascination with Disneyland. It’s obviously a mildly popular destination for families and Disney fans alike.

I will also say that I don’t believe in magic, at least in the traditional sense, but Disneyland is the closest thing I’ve found on the planet to a truly magical experience. It’s pretty gutsy to put it in your tagline, “The Most Magical Place on Earth,” but damn if they haven’t done everything humanly possible to deliver on the promise.

My first trip to Disneyland as a child was also my last trip to Disneyland as a child. For parents I had the one-two punch of a mom who hated animated films almost as much as she hated airplanes, and a dad who hated vacationing anywhere that didn’t have slot machines, black jack tables, and relatively few people. So each year he and my mom would go on their retreat to Reno and then as a family we’d go to places within driving distance like the Oregon Coast or Yellowstone. Great places to vacation no doubt, but they weren’t Disneyland.

So when the time finally came (meaning us kids wouldn’t shut up about Disneyland and finally wore mom and dad down), we drove from my house in central Washington State some 1,100 miles to the front gates of Disneyland. It was a true Wallyworld experience to say the least, complete with breaking down on a massive stretch of freeway in Central California, and being forced to spend the night in a cockroach infested hotel while we waited for our Chevy Blazer to be repaired.

The trip is relatively blurry now some 30 years later, but aside from remembering that we spent time at Disneyland, Knott’s Berry Farm, and Universal Studios, I also remember one fact crystal clear:

We never fought or bickered once while we were in Disneyland.Read More »

5 Tips for Talking to Your Kids About the Family Finances

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The “Friday Five” features five items to help you in your journey to financial freedom. They might be 5 tips, 5 tricks, or just 5 ideas. In any case it’s Friday, so here we go!

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My parents never talked to my me or my Sister about our finances. To be fair, my Dad really didn’t talk to us about much of anything at all other than how terrible the Seahawks were (this was the early to mid 80s, and they were stupidly awful), his fleet of semi trucks, or the chores we still hadn’t done.

I’ll retract that statement almost immediately, because my Dad did talk to us about money. Here’s how it went:

“Hang on to that Sports Illustrated with Michael Jordan on the cover. That sucker is going to be worth money one day.”

“Hang on to that Bo Jackson rookie football card. That sucker is going to be worth money one day.”

“Hold on to that Coke bottle telephone. That sucker is going to be worth money one day.”

You know what my Dad never held on to?

Money.

I’m not bagging on my Dad at all. My Dad started a business at the age of 18, built it up and sold it in his 40s, then parlayed that into a business that grew in value in the millions before losing it all due to circumstances FAR beyond his control.

Now in his late 60s, my Dad owns several small businesses in my hometown and is a staple of his community.

That doesn’t mean he was necessarily good with money.

As a kid I never knew how we were doing financially. I saw my parents buying lots of things; spots cars, satellite dishes, pools, ATVs, etc., but I never really knew if we had money in savings, or if all of that junk was purchased on credit and we were teetering on the brink of financial collapse.

It’s understandable why they didn’t share any of this information with their kids. Their parents survived The Great Depression, and was a generation that tried to forget about finances in general, not discuss them openly. They sure as hell didn’t share with their kids during that generation, and so my parents never felt the need to be super open with us.

When our finances took a dump on our collective heads in January, my wife and I decided that we would start talking to our kids about finances. We did this not to freak them out or add stress to their lives, but because we wanted to start teaching them to be financially responsible so that they can hopefully avoid our mistakes and live a financially independent life of their own one day.

We’ve learned some valuable lessons about how to approach kids when it comes to discussing finances, especially if you’re in a bad way. Here are some of our favorites:Read More »

Tuesday Tip Jar: Get Involved with the Online Financial Community

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Welcome to another “Tuesday Tip Jar” where I will share awesome savings and financial tips as I find them. I might not have something for you every Tuesday, but when I do, you’ll find it here!

If you’ve got a financial tip you think others would benefit from, please send it to me via my contact page at the top of the blog!

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Family is important. A good strong family will support you when you are down, cheer you when you are up, and tell you candidly when that all-natural deodorant you’ve switched to isn’t doing its job as well as you think it is.

With some things however, you may not always feel comfortable discussing the matter with your family. For me, finances fall squarely into that category for a few reasons. Unless it’s my wife, who I blabber to about finances until I’m blue in the face.

So when my wife finally told me I needed to go at least 30 minutes without saying “401k,” “savings,” “bills,” or “debt,” I knew I had to find an avenue for discussing financial strategies and seeking others who could aid us in our journey to financial independence.

Luckily we live in a day and age where there are a million ways to find people willing to talk with you about any subject you could possibly imagine. Reddit, Facebook, YouTube, Forums, and on and on. There are lots of options for finding like-minded folks, and I’m already blown away by how supportive the people in these virtual communities can be.

Last week an awesome reader to the blog told me that I should check out a group on Facebook called ChooseFI. I had never heard of it before, but he told me that it was a podcast as well as highly supportive Facebook group dealing with helping people to achieve their goals.

Awesome for sure, but let’s roll this back even a bit further…Read More »