2019 has already proven to be the most stressful, gut-wrenching, slap-to-the-face wake up call that we could have ever received, but by the end of this year it also has the potential to be one of the most fulfilling and personally rewarding ones we ever lived through.
If you’ve been following this blog for any period of time, you know my situation. If not, here is a very brief recap:
At the start of 2019, my wife and I came to full terms with our debt and the stinky butthole of a situation we had gotten ourselves into. We sat down and added everything together and found that we had $126,310.77 worth of combined credit card and student loan debt.
On top of this, we were paying out close to $3600 a month more in bills than we were bringing in from income. We had absolutely zero in savings, and we were very much at risk of losing our home that we had just purchased in June of 2018.
Since then we have been scrambling to stay afloat, at times barely even eating to save money. We have taken side jobs such as my wife’s now steady gig caring for dogs via Rover.com, and targeted our debt with every ounce of energy we have.
Today I wrote checks for $23,347.12, $1,660.84, and $2763.12 to pay off and close 3 more accounts.
It was a very good day.
If you haven’t been paying attention to the graphic on the right, here it is in it’s most updated form:
The devil is in the details though, so keep reading to see exactly how the numbers break down…Read More »